Disclaimer & privacy policy

Disclaimer & privacy policy

DEFI Group, concerned about the rights of individuals, in particular with regard to automated processing and in a desire for transparency with its customers, has put in place a policy covering all such processing, the purposes for which it is carried out and the means of action available to individuals so that they can exercise their rights to the full. 

For further information on the protection of personal data, please visit: https://www.cnil.fr/

By continuing to browse this site, you accept without reservation the following provisions and conditions of use. 

The current online version of these terms of use is the only one that can be enforced during the entire period of use of the site and until a new version replaces it.

Article 1- Disclaimer

1.1 Website (hereinafter “the website”) : 

DEFI Group

1.2 Publisher (hereinafter “the Publisher”) :

DEFI Group S.A.S with a capital of € 6 000 000

whose head office is located at: 11 rue Madame de Sanzillon 92110 Clichy 

represented by Aymeric Chaumet, in his capacity as Chairman

registered at the TCR of 30260898900059

telephone number: 01 41 40 42 00

e-mail address: marketing@defi-group.com

publication director: Clara Mathey

1.3 Host (hereinafter “the Host”) : 

DEFI Group is hosted by OVH, whose head office is located at 2 rue Kellermann 59100 Roubaix.

Article 2 – Accessing the website

Access to and use of the site is strictly for personal use. You undertake not to use this site and the information or data contained therein for commercial, political or advertising purposes or for any form of commercial solicitation, in particular the sending of unsolicited e-mails.

Article 3 – Content of the website

All trademarks, photographs, texts, comments, illustrations, images (animated or not), video sequences, sounds, as well as all computer applications that may be used to operate this site and, more generally, all elements reproduced or used on the site are protected by the laws in force with regard to intellectual property.

They are the full and complete property of the publisher or its partners. Any reproduction, representation, use or adaptation, in any form whatsoever, of all or part of these elements, including computer applications, without the prior written consent of the publisher, is strictly prohibited. The fact that the publisher does not initiate proceedings as soon as it becomes aware of such unauthorised use does not constitute acceptance of the said use and waiver of proceedings.

Article 4 – Management of the website

For the proper management of the site, the editor may at any time:

  • suspend, interrupt or limit access to all or part of the site, reserve access to the site, or to certain parts of the site, to a specific category of Internet users;
  • delete any information that may disrupt the operation of the site or that contravenes national or international laws;
  • suspend the site in order to update it.

Article 5 – Responsabilities

The publisher cannot be held responsible for any failure, breakdown, difficulty or interruption in operation, preventing access to the site or to any of its functions.

The equipment you use to connect to the site is under your sole responsibility. You must take all appropriate measures to protect your equipment and your own data, in particular from viral attacks via the Internet. You are also solely responsible for the sites and data you consult.

The publisher cannot be held responsible in the event of legal proceedings against you:

  • due to the use of the site or any service accessible via the Internet;
  • as a result of your failure to comply with these general conditions.

The publisher is not responsible for any damage caused to you, to third parties and/or to your equipment as a result of your connection to or use of the site and you waive any action against it as a result.

If the publisher is the subject of amicable or legal proceedings as a result of your use of the site, it may take action against you to obtain compensation for all damages, sums, sentences and costs that may arise from these proceedings.

Article 6 – Hyperlinks

The installation by users of any hypertext links to all or part of the site is strictly forbidden, except with the prior written authorisation of the publisher. 

The publisher is free to refuse this authorisation without having to justify its decision in any way whatsoever. In the event that the publisher grants permission, this permission is in any case only temporary and may be withdrawn at any time, without any obligation on the part of the publisher to justify its decision.

Any information accessible via a link to other sites is not published by the publisher. The publisher has no rights to the content of the linked site. 

Article 7 – Data collection and protection

Your data is collected by the DEFI Group.

Personal data means any information relating to an identified or identifiable natural person (data subject); an identifiable person is one who can be identified, directly or indirectly, in particular by reference to a name, an identification number or one or more factors specific to his physical, physiological, genetic, mental, economic, cultural or social identity.

The personal information that may be collected on the site is mainly used by the publisher to manage relations with you and, where applicable, to process your orders. 

The personal data collected are the following:

  • Name and surname
  • email address
  • phone number

Article 8 – Right of access, rectification and removal of your data

In accordance with the regulations applicable to personal data, users have the following rights:

  • the right of access: they may exercise their right of access, in order to know the personal data concerning them, by writing to the e-mail address mentioned below. In this case, before implementing this right, the Platform may request proof of the user’s identity in order to verify its accuracy;
  • the right of rectification: if the personal data held by the Platform are inaccurate, they may request the update of the information;
  • the right to deletion of data: users may request the deletion of their personal data, in accordance with applicable data protection laws;
  • the right to restrict processing: users may request the Platform to restrict the processing of personal data in accordance with the assumptions set out in the GDPR;
  • the right to object to the processing of data: users may object to their data being processed in accordance with the assumptions provided for by the GDPR;
  • the right to portability: they can request that the Platform gives them the personal data they have provided in order to transfer them to a new Platform.

You can exercise this right by contacting us at the following address

11 rue Madame de Sanzillon 92110 Clichy

Or by email, to the following address:

marketing@defi-group.com

All requests must be accompanied by a photocopy of a valid, signed identity document and must state the address at which the publisher can contact the applicant. A reply will be sent within one month of receipt of the request. This one month period may be extended by two months if the complexity of the request and/or the number of requests so requires.

In addition, and since the law n°2016-1321 of 7 October 2016, people who so wish, have the possibility to organise the fate of their data after their death. For more information on the subject, you can consult the CNIL website: https://www.cnil.fr/.

Users can also file a complaint with the CNIL on the CNIL website: https://www.cnil.fr

We recommend that you contact us first before filing a complaint with the CNIL, as we are at your disposal to resolve your problem. 

Article 9 – Use of data

The personal data collected from users is intended to provide the Platform’s services, improve them and maintain a secure environment. The legal basis for the processing is the execution of the contract between the user and the Platform. More specifically, the uses are as follows:

  • access and use of the Platform by the user ;
  • management of the operation and optimisation of the Platform;
  • implementation of user support;
  • verification, identification and authentication of data transmitted by the user;
  • personalising services by displaying advertisements based on the user’s browsing history, according to his/her preferences;
  • prevention and detection of fraud, malicious software and management of security incidents;
  • management of possible disputes with users;
  • sending commercial and advertising information, according to the user’s preferences;

Article 10 – Data retention policy

The Platform retains your data for as long as necessary to provide its services or support to you.

To the extent reasonably necessary or required to satisfy legal or regulatory obligations, resolve disputes, prevent fraud and abuse, or enforce our terms and conditions, we may also retain some of your information as necessary, even after you have closed your account or we no longer need it to provide our services to you.

Article 11- Sharing of personal data with third parties

Personal data may be shared with third party companies exclusively in the European Union, in the following cases

  • when the user authorises a third party’s website to access his/her data;
  • when the user allows a third party website to access his/her data;
  • if required by law, the Platform may carry out the transmission of data to follow up on claims made against the Platform and to comply with administrative and judicial procedures.

Article 12 – Offres commerciales

You may receive commercial offers from the publisher. If you do not wish to do so, please click on the following link: marketing@defi-group.com

Your data may be used by the publisher’s partners for commercial prospecting purposes. If you do not wish this, please click on the following link: marketing@defi-group.com

If, when consulting the site, you access personal data, you must refrain from any collection, any unauthorised use and any act that may constitute an infringement of the privacy or reputation of individuals. The publisher declines all responsibility in this respect.

The data is kept and used for a period of time in accordance with the legislation in force.

Article 13 – Cookies 

What is a “cookie”?

A “cookie” or tracer is an electronic file deposited on a terminal (computer, tablet, smartphone, etc.) and read, for example, when consulting a website, reading an e-mail, installing or using software or a mobile application, regardless of the type of terminal used (source: https://www.cnil.fr/fr/cookies-traceurs-que-dit-la-loi).

The site may automatically collect standard information. Any information collected indirectly will only be used to monitor the volume, type and pattern of traffic using this site, to develop the design and layout of the site and for other administrative and planning purposes and generally to improve the service we provide to you.

Where applicable, “cookies” issued by the site editor and/or third-party companies may be deposited on your terminal, with your consent. In this case, the first time you browse this site, a banner explaining the use of cookies will appear. Before continuing to browse, the client and/or prospect must accept or refuse the use of said “cookies”. The consent given will be valid for a period of thirteen (13) months. The user has the possibility to deactivate the cookies at any time.

The following cookies are present on this site:

Google cookies :

  • Google analytics : allows to measure the audience of the site;
  • Google tag manager: facilitates the implementation of tags on pages and allows to manage Google tags;

The lifetime of these cookies is thirteen months.

Article 14 – Photographs and representation of products

The photographs of products, accompanying their description, are not contractual and do not bind the publisher.

Article 15 – Loi applicable

The present conditions of use of the site are governed by French law and are subject to the jurisdiction of the courts of the publisher’s registered office, subject to a specific attribution of jurisdiction arising from a particular legal or regulatory text.

Article 16 – Contact us

For any question, information on the products presented on the site, or concerning the site itself, you can leave a message at the following address: marketing@defi-group.com